Tag archive for ‘emergency fund’
emergency fund piggy bank
By LaTisha Styles On Monday, February 15th, 2016
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6 Easy Ways to Build Your Emergency Fund

There’s nothing more terrifying than an emergency – especially one that costs you a fortune. Life doesn’t always go exactly as planned. Building an emergency fund is a perfect way to be prepared for whatever More...

black college students
By Natasha Campbell On Monday, October 26th, 2015
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5 LIFE changing tips to teach your teen

In life as parents, you prepare an invisible suitcase of tools to help your child for life’s opportunities. Teaching your child the value and importance of financial literacy can save you a lot of More...

Payday Loans
By LaTisha Styles On Tuesday, July 15th, 2014
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Should A Payday Loan Be Used for An Emergency?

A payday loan is a short term loan that is marketed to help cover immediate cash needs. If you have a emergency expense, a blown tire for example, and you need a new tire, then you could use a short term loan to More...

52 week challenge
By Sandy Smith On Sunday, January 12th, 2014
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52 Weeks To A Painless Emergency Fund

According to a 2013 survey by Bankrate.com, 50% of those surveyed had less than a three month cushion in case of emergencies and 27% of respondents had absolutely no savings at all.  If the Great Recession taught More...

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Did you know?

African Americans are significantly more likely to have some type of debt (94%) compared with the general population (82%). Credit card debt, student loan debt, and personal loans are all significantly higher in the African American community.

Source: Prudential’s 2013 "African American Financial Experience" study