Tag archive for ‘debt’
payday loans
By Ginger Dean On Wednesday, December 30th, 2015

Do You Really Need A Payday Loan? Check out 4 Alternatives

While statistics show that we are pulling out of the ongoing recession, many families still feel the financial squeeze of being unemployed, underemployed or bad budgeting habits -let’s be honest!  Enter payday More...

By Talaat and Tai McNeely On Wednesday, November 4th, 2015

Can Credit Counseling Help You Become Debt Free?

Guest post by Thomas Bright of ClearPoint If you have significant credit card debt, then chances are that getting rid of it as quickly as possible is one of your biggest priorities. After all, debt creates stress, More...

cut interest rate
By Patrice Washington On Sunday, February 2nd, 2014

It’s Time To Lower Your Interest Rates!

Consumers with excellent credit might have more negotiating leverage than ever before, but that shouldn’t stop the rest of us from being bold enough to ask for lower payments. Knocking down the rate on a $25,000 More...


Did you know?

African Americans are significantly more likely to have some type of debt (94%) compared with the general population (82%). Credit card debt, student loan debt, and personal loans are all significantly higher in the African American community.

Source: Prudential’s 2013 "African American Financial Experience" study