Tag archive for ‘credit cards’
By Natasha Campbell On Tuesday, October 27th, 2015

5 Things You Must Know About a Secured Credit Card

​A secured credit card is an alternative option for individuals who have less than perfect or no credit history at all.  A secured credit card is slightly different from a regular credit card, in the sense More...

cut interest rate
By Patrice Washington On Sunday, February 2nd, 2014

It’s Time To Lower Your Interest Rates!

Consumers with excellent credit might have more negotiating leverage than ever before, but that shouldn’t stop the rest of us from being bold enough to ask for lower payments. Knocking down the rate on a $25,000 More...


Did you know?

African Americans are significantly more likely to have some type of debt (94%) compared with the general population (82%). Credit card debt, student loan debt, and personal loans are all significantly higher in the African American community.

Source: Prudential’s 2013 "African American Financial Experience" study