Buy the Block: Should You Invest in the Tulsa Real Estate Fund

TREF Should you invest

Updated March 15, 2019 below. The news went viral on Instagram: “First Black Owned SEC Regulation A, Tier 2 Real Estate Crowd Fund, Raises $6.5 Million In 40 Hours”.  The announcement was coupled with pictures of smiling, sharply dressed, attractive Black people, holding up glasses of champagne. We had just moved from renting the block to buying More...

by Sandy Smith | Published 3 years ago
Important of Life Insurance
By Sherrian Crumbley On Friday, October 28th, 2016

The Importance of Life Insurance for African Americans

Life insurance has always been really important to the African American community. Because African Americans didn’t always have access to the same investment opportunities to accumulate wealth as Caucasians, life More...

haopy family
By Khaleef Crumbley On Tuesday, September 6th, 2016

What Coverage Protects Against Home & Auto Accidents?

Car accidents can happen just about anywhere, even at home. You may be backing out of the garage and end up hitting a child or your grandma. You may run over your dad’s foot as you he tries guiding you into your More...

By Aja McClanahan On Wednesday, June 8th, 2016

How We Use Fake Checks to Pad Our Bank Accounts- Insider Tips on Using Phony Checks

Fake checks are not all bad. We use them all the time and they work! You just fill them out and deposit them like a real check…. Wait before you go all “Frank Abagnale” on me, I have to explain how this method More...

$100 bill
By Sandy Smith On Thursday, September 24th, 2015

How to Start Investing with Just $100 per Month

One of the most common misconceptions about investing is that it’s only suitable for older people and it’s risky enough to allow you to lose a great deal of money. These myths have been circulating for years, More...

By Rhonda Williams On Thursday, August 28th, 2014

Financial Lies You Can’t Afford to Tell

 Whether we are lying to ourselves or lying to each other, sooner or later our financial lies will come to light.  Now I’m not saying you’re a liar, I’m talking about your neighbor.  Over and over I meet More...

home buying
By Patrice Washington On Friday, February 21st, 2014

5 People Who Shouldn’t Own a Home

Despite what you’ve heard, buying a home is not for everyone. Pre-Depression, many people who shouldn’t have purchased homes in the first place, went against their better judgment by doing what “so More...

By Sandy Smith On Thursday, January 30th, 2014

I’m Buying Rental Property While Still In Debt

If you listen to the news, it would make you run in the opposite direction of buying property at a time when you probably should be running directly to real estate.  Apparently, many of you do not watch the news More...

life insurance
By Sandy Smith On Sunday, January 19th, 2014

Why You Need Life Insurance

You may have health insurance, homeowner’s insurance and car insurance, but when it comes to life insurance, you may have dropped the ball. I’m amazed by the number of people who think they don’t need a life More...


Did you know?

African Americans are significantly more likely to have some type of debt (94%) compared with the general population (82%). Credit card debt, student loan debt, and personal loans are all significantly higher in the African American community.

Source: Prudential’s 2013 "African American Financial Experience" study