How Melanie Lockart Paid off $68,000 of Student Loans in Just 4 Years

Melanie Lockert has done the unthinkable, by destroying over $68,000 worth of student loans in just 4 years; paying off some serious debt. Her story of sacrifice and perseverance is sure to inspire you to become debt free as well. Melanie had to endure many obstacles on this journey of hers towards financial freedom and we LOVE her story. Read More Source: More...

by Talaat and Tai McNeely | Published 2 years ago
payday loans
By Ginger Dean On Wednesday, December 30th, 2015
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Do You Really Need A Payday Loan? Check out 4 Alternatives

While statistics show that we are pulling out of the ongoing recession, many families still feel the financial squeeze of being unemployed, underemployed or bad budgeting habits -let’s be honest!  Enter payday More...

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By LaTisha Styles On Tuesday, December 29th, 2015
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How to Navigate Your Quarter-Life Crisis

The time in your early to mid-thirties is a time of immense growth and personal change. You may have graduated from college, moved hundreds if not thousands of miles away from friends and family, and you’re likely More...

By Talaat and Tai McNeely On Wednesday, November 4th, 2015
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Can Credit Counseling Help You Become Debt Free?

Guest post by Thomas Bright of ClearPoint If you have significant credit card debt, then chances are that getting rid of it as quickly as possible is one of your biggest priorities. After all, debt creates stress, More...

EMV Credit Card
By LaTisha Styles On Wednesday, October 28th, 2015
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What’s the Deal with the New EMV Cards?

Whenever I shop in Target I always have a goal to spend less than $100. I swear, I try to limit my purchases but I always seem to find something that I need! I think it’s the bull’s-eye that draws me in. On More...

By Natasha Campbell On Tuesday, October 27th, 2015
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5 Things You Must Know About a Secured Credit Card

​A secured credit card is an alternative option for individuals who have less than perfect or no credit history at all.  A secured credit card is slightly different from a regular credit card, in the sense More...

college student, black college student,
By Romeo Jeremiah On Friday, October 2nd, 2015
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The Ultimate Guide to Eliminate Your Student Loans, Without Paying!

Let’s be honest, paying back your student loans can be a stressful situation. At the end of the day it doesn’t matter how or for what reason you’ve accumulated your massive student loan debts, you just know More...

bed
By LaTisha Styles On Tuesday, December 9th, 2014
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Credit Financing: The Good, The Bad, and The Ugly

I recently made a bold and drastic buying decision with my boyfriend over the Columbus Day weekend. We chose to finance a Tempur-Pedic bed, to the tune of $2,400. Then we added a frame and mattress cover which brought More...

no financing
By Sandy Smith On Monday, November 17th, 2014
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How A Deferred Interest Credit Card Costs You Money

Every two weeks I’m up at the crack of dawn paying bills online.  My other half has put me in charge of paying his bills because he admittedly isn’t good at it.  One of his bills happens to be a store card More...

liar
By Rhonda Williams On Thursday, August 28th, 2014
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Financial Lies You Can’t Afford to Tell

 Whether we are lying to ourselves or lying to each other, sooner or later our financial lies will come to light.  Now I’m not saying you’re a liar, I’m talking about your neighbor.  Over and over I meet More...

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Did you know?

African Americans are significantly more likely to have some type of debt (94%) compared with the general population (82%). Credit card debt, student loan debt, and personal loans are all significantly higher in the African American community.

Source: Prudential’s 2013 "African American Financial Experience" study