What are the different types of credit?
If you’re thinking about borrowing money (maybe to travel or to move across country), you’re probably wondering what types of credit products are available. Credit falls into three main categories. Find out about each one below. Installment Loans Installment loans are loans where you get a lump sum that you have to pay back within a certain More...
What’s a Credit Card Balance Transfer?
If you have a credit card with high interest (or a credit card with unfavorable terms overall), a credit card balance transfer may be the answer. If you don’t know what a balance transfer is — no worries. Seriously. More...
17 People Who Blogged Themselves Out of Debt
Studies show that you are 42% more likely to accomplish a goal if you write it down. Research also confirms that having an accountability partner or group greatly increases your chances of accomplishing goals. More...
How We Pay Cash for Cars
If you know anything about us, you know we hate debt so much that we’ve never had a car payment for the entirety of our marriage. We want you to know that you can pay cash for your cars, and we’re going to show More...
How to Fix Bad Credit?
Ready to fix bad credit? There’s no doubt that living in the modern world requires credit. Yes, you can live without a credit card and survive on cash and cash back debit cards. I know because I did it for over More...
How to Get Your Free Credit Score
A credit score is just a number. But the reality is, it’s a number that is used to rank you at various points in your life. When you turn 18 and become eligible to begin managing credit, that number will begin More...
We Got Out of Over $120K in Debt- Here’s How
It’s true, we got out of over $120k in debt. I previously thought we had paid off only $100,000 in debt but when a fact checker contacted us for our story in Yahoo! Finance, I realized that we had more than $100k! More...
#29Days Project
All month long we have been highlighting the financial state of people of color. Visit our sub-site http://29days.colorful.money for more information on this financial movement and for all statistics shared all More...
How Can I Fix My Bad Credit?
Ready to fix your credit? There’s no doubt that living in the modern world requires credit. Yes, you can live without a credit card and survive on cash and cash back debit cards. I know because I did it for over More...
James’ Inspiring Money Journey
Hey! I received this message in my inbox and it warmed my heart. I’m always grateful to hear how people have changed their financial lives. I asked James if I could share and he agreed as I know it will encourage More...