home buying
By Patrice Washington On Friday, February 21st, 2014

5 People Who Shouldn’t Own a Home

Despite what you’ve heard, buying a home is not for everyone. Pre-Depression, many people who shouldn’t have purchased homes in the first place, went against their better judgment by doing what “so More...

cut interest rate
By Patrice Washington On Sunday, February 2nd, 2014

It’s Time To Lower Your Interest Rates!

Consumers with excellent credit might have more negotiating leverage than ever before, but that shouldn’t stop the rest of us from being bold enough to ask for lower payments. Knocking down the rate on a $25,000 More...

i quit
By Patrice Washington On Friday, January 31st, 2014
1 Comment

Read This Before You Quit Your Day Job

Tired of being overworked and underpaid? Ready to do your own thing? Well, you aren’t alone. I speak to people every week who say they want to take the plunge into converting their dreams, thoughts and ideas More...


Did you know?

African Americans are significantly more likely to have some type of debt (94%) compared with the general population (82%). Credit card debt, student loan debt, and personal loans are all significantly higher in the African American community.

Source: Prudential’s 2013 "African American Financial Experience" study