TREF Should you invest
By Sandy Smith On Thursday, June 7th, 2018
1 Comment

Buy the Block: Should You Invest in the Tulsa Real Estate Fund

Updated March 15, 2019 below. The news went viral on Instagram: “First Black Owned SEC Regulation A, Tier 2 Real Estate Crowd Fund, Raises $6.5 Million In 40 Hours”.  The announcement was coupled with pictures More...

29 Days
By Sandy Smith On Monday, February 29th, 2016

#29Days Project

All month long we have been highlighting the financial state of people of color. Visit our sub-site for more information on this financial movement and for all statistics shared all More...

$100 bill
By Sandy Smith On Thursday, September 24th, 2015

How to Start Investing with Just $100 per Month

One of the most common misconceptions about investing is that it’s only suitable for older people and it’s risky enough to allow you to lose a great deal of money. These myths have been circulating for years, More...

automate your finances
By Sandy Smith On Monday, September 14th, 2015

Why Automating Your Money Is The Best Thing You Can Do For Your Wallet

A big chunk of your day is spent making decisions (over 50 of them alone are money-related) Should you cut down on expenses? Do you have enough left to host a henna party or for tequila Thursdays?  What about More...

By Sandy Smith On Thursday, May 21st, 2015

My First Experience with UBER

My First Experience with UBER is a post from: Faithful With A Few. If you enjoy it, please subscribe to the Feed. The other day I had to pick up my car from the mechanic. After 2 days and $700, I was less than excited More...

P Diddy on his Maybach
By Sandy Smith On Monday, February 23rd, 2015

Rappers Own Half of The 10 World’s Most Expensive Celebrity Cars

When it comes to spending money, rappers aren’t always known for using their best judgement. Sure, we are used to seeing them flaunt expensive jewelry, but they often spend money on extravagant homes and cars More...

hands up don't shoot!
By Sandy Smith On Tuesday, November 25th, 2014
1 Comment

Ferguson Isn’t About Mike Brown

Late on Monday, November 24th the grand jury in Ferguson, MO declined to indict police office Darren Wilson in the shooting death of  Mike Brown. As was somewhat expected, the small town erupted in violence, and More...

no financing
By Sandy Smith On Monday, November 17th, 2014

How A Deferred Interest Credit Card Costs You Money

Every two weeks I’m up at the crack of dawn paying bills online.  My other half has put me in charge of paying his bills because he admittedly isn’t good at it.  One of his bills happens to be a store card More...

map of companies that own brands
By Sandy Smith On Tuesday, May 27th, 2014

These Big Companies Own Your Food Choices

Although you may stand in a grocery aisle with what seems like an endless array of choices of different brands to choose from, a new infographic shows just how little choice you have in who manufactures your food. Let’s More...

Donald Sterling
By Sandy Smith On Monday, May 19th, 2014
1 Comment

How We Should Have Reacted To Donald Sterling’s Racist Views

Another day, another racist Donald Sterling sound bite.  We’re in America, the land of free speech, so he’s free to keep on talking. I say, let him, but in the meantime, I’m hitting him where he’ll really More...


Did you know?

African Americans are significantly more likely to have some type of debt (94%) compared with the general population (82%). Credit card debt, student loan debt, and personal loans are all significantly higher in the African American community.

Source: Prudential’s 2013 "African American Financial Experience" study