college student, black college student,
By Romeo Jeremiah On Friday, October 2nd, 2015

The Ultimate Guide to Eliminate Your Student Loans, Without Paying!

Let’s be honest, paying back your student loans can be a stressful situation. At the end of the day it doesn’t matter how or for what reason you’ve accumulated your massive student loan debts, you just know More...

Live a Prosperous Life
By Romeo Jeremiah On Sunday, February 9th, 2014

How a Sandwhich Shop Can Teach You to Live a Prosperous Life

I was in Lenny’s Sub Shop the other day ordering lunch when I came across their company’s core values. After a quick read, I realized that their core values are things that apply to us as individuals. We More...

Do Your Own Taxes Free
By Romeo Jeremiah On Thursday, February 6th, 2014

Please, Do Your Own Taxes for FREE!

Yep, it’s tax time. There is no shortage of people in Statue of Liberty costumes on the street corner trying to get your attention. Similarly, there is no shortage of “tax folks” in Walmart trying More...

What is Wealth?
By Romeo Jeremiah On Tuesday, January 28th, 2014

What is Wealth?

As the author of the personal finance book, How We Prevent Wealth: A Personal Finance Reflection, I’ll give my own definition of wealth, in which you can use to construct your own opinion. This is necessary because More...

How many credit cards i need
By Romeo Jeremiah On Tuesday, January 28th, 2014

How Many Credit Cards Should I Have?

A credit card is a modern day convenience, if used responsibly.  The problem is that most people who have them do not understand what “responsible use” means.   Responsibility in this context means knowing More...

Check Credit Report Free
By Romeo Jeremiah On Tuesday, January 28th, 2014
1 Comment

How Can You Check Your Credit Report for Free?

A few years back, the Federal Trade Commission established the Fair Credit Reporting Act, which among other things allows every individual access to his or her credit report for free.  An individual is allowed More...


Did you know?

African Americans are significantly more likely to have some type of debt (94%) compared with the general population (82%). Credit card debt, student loan debt, and personal loans are all significantly higher in the African American community.

Source: Prudential’s 2013 "African American Financial Experience" study