By Ginger Dean On Thursday, July 14th, 2016

The Perfect Recipe To Start A New Business

If you want to start a new business, what’s holding you back?  Maybe you’re waiting for the perfect time, maybe you’re not sure if you can afford it or maybe you have a ton of ideas and just don’t know More...

By Ginger Dean On Wednesday, June 15th, 2016

Mortgage Loan: Everything That You Have to Know

Ah mortgage. It’s part of every adult’s life to face this huge dilemma: to get a mortgage or to not. Of course we all want to get a property that we can call our own, but is it really worth More...

pet insurance
By Ginger Dean On Wednesday, May 25th, 2016

Is Pet Insurance a Solid Investment or Waste of Cash?

Savvy gals know when an investment is well worth it (think fringed boots) and when it’s best to pass. But there are other investments that may be well-worth the money – or not – depending on a variety of More...

By Ginger Dean On Tuesday, February 16th, 2016

Your Tax Questions Answered

Uncle Sam wants his money. And with looming tax deadline on April 15th, let’s tackle a few things to think about!  If you have more questions, feel free to drop me a line in the comments or on Twitter! Disclaimer: More...

By Ginger Dean On Tuesday, February 2nd, 2016

Preparing for Retirement: Discover the Three Essential Keys to Helping You Enjoy a Financially Secure Future

I recently read that a woman turning 65 today has a 50% change of living to age 88! And for a 65 year old married couple, at least one spouse has a 50% chance of living to age 92! That makes me stop and think. Although More...

payday loans
By Ginger Dean On Wednesday, December 30th, 2015

Do You Really Need A Payday Loan? Check out 4 Alternatives

While statistics show that we are pulling out of the ongoing recession, many families still feel the financial squeeze of being unemployed, underemployed or bad budgeting habits -let’s be honest!  Enter payday More...

social security card
By Ginger Dean On Thursday, November 19th, 2015

Because We Need To Understand Social Security Benefits

Last month, I told you about a new seminar called Preparing for Retirement and how it covers the three essential keys you should take into consideration to create a comfortable retirement for yourself, including More...

domestic violence
By Ginger Dean On Tuesday, October 20th, 2015

#WhyIStayed In My Abusive Marriage and #WhyILeft

Every morning while driving into work I blast the song “Fighter” by Christina Aguillera.  It gives me the kick in the @$$ I need to face my day with a calendar full of people who are depending on me to fight More...

Smiling Black family
By Ginger Dean On Monday, October 5th, 2015

Financial Tips to Follow Before You Start a Family

You may never truly feel ready for a baby. Children need a lot of money. That’s just a fact. If you’re thinking about having kids, you may want to follow a few of these tips to help yourself get at least a little More...

By Ginger Dean On Friday, September 25th, 2015

#LifeHappens At the Plutus Awards – #FINCON15

(This content was produced in partnership with State Farm) If you’ve been paying attention to your favorite personal finance bloggers then you know that we’re all mostly recovering from the best conference More...


Did you know?

African Americans are significantly more likely to have some type of debt (94%) compared with the general population (82%). Credit card debt, student loan debt, and personal loans are all significantly higher in the African American community.

Source: Prudential’s 2013 "African American Financial Experience" study