By Rhonda Williams On Thursday, August 28th, 2014

Financial Lies You Can’t Afford to Tell

 Whether we are lying to ourselves or lying to each other, sooner or later our financial lies will come to light.  Now I’m not saying you’re a liar, I’m talking about your neighbor.  Over and over I meet More...

By Rhonda Williams On Wednesday, June 4th, 2014
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How to Use Credit Cards to Increase Your Credit Score

Being removed from the world of credit ( this is code for major financial meltdown), was a completely involuntary decision.  But after living credit card free for five years, All Cash Queen has returned to the More...

By Rhonda Williams On Monday, April 14th, 2014

Life Insurance: 5 Things You’re Dying to Know

I know, I know a terrible play on words but I just couldn’t resist.  As we age the realities of life become more evident.  Aches and pains no longer just go away; grey hairs appear in places you don’t More...

Don't let student loans shackle you for decades!
By Rhonda Williams On Tuesday, February 4th, 2014

5 Tips to Help You Beat the Student Loan Blues

It seems like old Aunt Sallie Mae has her hand in everyone’s pockets these days.  Defer, defer and defer is the route that many people take to address their student loan blues.  In the long run deferring More...

father and son
By Rhonda Williams On Wednesday, January 29th, 2014

How to Undo The Bad Money Habits We are Teaching Our Kids

Is she talking about my kids and me now?  Actually, I am talking about you, your kids and your money. Kids are like sponges, therefore if you are not intentionally teaching them good money habits, trust me you More...

man thumbs up!
By Rhonda Williams On Wednesday, January 29th, 2014

End Your Debt Relationship!

Don’t PANIC!  Living and loving the all cash life does not require you to give up your debit cards and credit cards, well perhaps your credit cards.  Living and loving the all cash life is about moving away More...


Did you know?

African Americans are significantly more likely to have some type of debt (94%) compared with the general population (82%). Credit card debt, student loan debt, and personal loans are all significantly higher in the African American community.

Source: Prudential’s 2013 "African American Financial Experience" study